Budget Simulator

Enter your accounts and compare savings strategies over the years — all in your browser.

Budget

Gross Pay / monthDeductions / monthLiving Expenses / month

Net income $6,500 · Surplus to invest $3,000/mo

Emergency Fund (Emergency Fund)

NameBalanceRate %/yrCurrent Payment /moTarget Balance

Personal Loan (Personal Loan)

NameAmount OwedRate %/yrCurrent Payment /moMin Payment /moEscrow /mo

401(k) (401(k))

NameBalanceRate %/yrCurrent Payment /moAnnual CapEmployer Match %Match Max /mo

Investment (Investment)

NameBalanceRate %/yrCurrent Payment /mo

HSA (HSA)

NameBalanceRate %/yrCurrent Payment /moAnnual Cap

Years

Capture employer match only, then highest-rate debt, then tax-advantaged caps.

Add a strategy, then Run to compare.